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Other than the Subscriptions, which is a month to month subscription payment at 25% off, all payment plans are set up for 50% of the cost up front as the first payment and the following month on the same day the second payment of 50% will be automatically charged.
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After the 2nd payment you will not be charged again.
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There is no extra fee or cost to doing the payment plans, but discount codes do not work when signing up with the payment plans.